Any Presidents quit lately?
- Thread starter Loyal Coug1
- Start date
No. There was a time. I've been around for a while. When there were employees in the City that did not pay into Medicare. I don't know about the other government agencies in Nevada back then but, for the City I know that first hand. It was even grandfathered to where once you started without paying into Medicare you never had to pay. Therefore, you are not eligible to get Medicare. There are SS/Medicare rules where a spouse, not eligible, can get into Medicare if their husband/wife is eligible. But, because there was no SS paid that spouse has to pay their own quarterly Medicare premiums. Does that make sense?
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Taken from GROK AI
Yes, employees who opt out of Social Security (SS) still typically pay into Medicare, as the two programs are funded through separate payroll taxes. In the U.S., the Federal Insurance Contributions Act (FICA) tax has two components: one for Social Security (6.2% of wages up to a cap) and one for Medicare (1.45% with no cap). Employers match these contributions.
Certain employees—such as some state and local government workers hired before specific dates or members of certain religious groups—can be exempt from Social Security if their employer has an approved alternative plan or exemption (e.g., under Section 218 agreements or IRS rules for religious exemptions). However, Medicare taxes are mandatory for nearly all workers, regardless of Social Security participation. The Medicare portion of FICA applies unless a very specific exemption exists, which is rare and usually tied to narrow historical or legal exceptions (e.g., certain pre-1986 hires not covered by Medicare agreements).
Exactly. (see the part underlined). There was a time when no SS and no Medicare taken out of the pay check. Both were grandfathered and never had to make those payments when new hires had to. There is a downside and an upside. I mentioned the downside in the previous post. The upside was that you could retire with PERS at 90% of what your last 3 highest years average was. Currently, unless things have changed since I left, it is 75%.
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Medicare Part A (Hospital Insurance)
- Eligibility for Premium-Free Part A: You qualify for premium-free Part A if you or your spouse paid Medicare taxes for at least 10 years (40 quarters) while working. This is typically through payroll taxes under the Federal Insurance Contributions Act (FICA). If you’ve worked and paid into Medicare for this duration, you don’t pay a premium for Part A when you become eligible at age 65.
- If You Haven’t Paid Enough: If you don’t have 40 quarters of coverage, you can still get Part A, but you’ll need to pay a premium. For example:
- If you paid Medicare taxes for 30-39 quarters, the Part A premium in 2025 is $278 per month.
- If you paid for fewer than 30 quarters, the premium jumps to $505 per month.
- You can "buy in" to Part A if you meet certain citizenship or residency requirements, even without the work history.
- No Work Requirement: Part B doesn’t require a specific number of years paying into Medicare taxes. It’s available to anyone who’s eligible for Medicare (typically at age 65 or if you have certain disabilities), but you must pay a monthly premium regardless of your work history. In 2025, the standard Part B premium is projected to be around $185 per month (exact figures can vary slightly year to year based on updates from the Centers for Medicare & Medicaid Services).
- Enrollment: You don’t need to "pay in" over time to qualify; you just enroll when eligible and start paying the premium.
My sources say DEI and other related policies were a large emphasis on the faculty.
That's a lot. In Washington, it's 2%/year of service, based on your best 5 years, up to 60% (30 years). Although I guess if that 75% includes what would have been SS, sounds a little more comparable. Digressing, I took my SS at 62. Monkey math told me that if I waited until 67, I would "breakeven" aka start regretting it at 78. +/- earnings on the other retirement that I don't have to draw yet. At 65 my little PERS pension will kick in.
On the Medicare posts, I will be turning 65 soon and am looking forward to Medicare. Got some research to do. Being early retired, I paid $1,000/month last year for health/dental vision insurance.
I've been on Medicare for quite a few years and, if I can give you some advice, please go see a broker that represents all of the different types of Medicare programs including traditional and the Advantage programs. Don't go to one that only covers the advantage programs. While less expensive, advantage programs have distinct drawbacks.
As a healthcare provider I can attest to this.
As a patient I know that I hate not having access to a provider but as a clinician it’s frustrating as well. “Teach the patient and caregiver in 3 visits everything you’ve learned over 24+ years.”
Sure, no problem.
UNLV employee designations are academic Faculty, Administrative Faculty and classified employees
Employees do not pay in to SS
Employees in the classified and who worked prior to a certain year are in PERS and will get a pension
Non classified have 17.5% pretax deducted and placed into a retirement account managed by TIAA. The 17.5 is matched by the university so you have 35% going into a retirement account
Hope that helps
Employees do not pay in to SS
Employees in the classified and who worked prior to a certain year are in PERS and will get a pension
Non classified have 17.5% pretax deducted and placed into a retirement account managed by TIAA. The 17.5 is matched by the university so you have 35% going into a retirement account
Hope that helps
Maybe I need to go back to work for UNLV. I think I only needed 3 more years for PERS.
